Providing Comprehensive Insurance Policies

Accident Insurance

Peace of mind doesn’t happen by accident. It occurs when your employees have a plan that helps protect them in the event of the unexpected – such as a fall on the front steps or when a child gets hurt at soccer. But when an injury does occur, you can help them stay in control of the costs with Accident coverage.Now they can focus on recovery instead of bills – at no direct cost to your business. Even if your employees have medical insurance, they may still have out of pocket expenses such as deductibles, co-pays and other costs. Accident coverage pays cash benefits directly to them that they can use for any expense, from groceries to bills.

Hospitalization

Even a quick trip to the emergency room can result in your employees being faced with costly medical bills that health insurance may not cover. Many employees are forced to choose between paying those medical bills and paying for their everyday needs like commuting or childcare expenses. This can affect their ability to focus on their work. At Northeast Benefit Solutions an array of policies which offers customizable benefits they can choose based on their individual needs to help with those unexpected medical expenses not covered by traditional health insurance. Our knowledgeable agents can help each employee build the optimal combination of personalized hospital benefits that’s right for them. These polices are made to complement your existing benefit offering by helping with hospital-related expenses not covered by major medical and works well with other voluntary coverage.Don’t let the stress of unexpected medical expenses affect your employees’ productivity. Let’s discuss your needs and come up with an affordable solution today.

Cancer

Cancer is one of the leading causes of death in the world today.  Cancer knows no boundaries, and doesn’t care what gender, race, or social status you hold.  Cancer is a killer.  Whether it has hit you or your family everyone knows someone effected by cancer.  At Northeast Benefit Solutions we have partnered with the leaders in this space to offer a wide variety of cancer related policies to help the ever-increasing cost of cancer treatments.  These plans work in conjunction with any other insurances you may or may not have.  There are several options available, here are just a few of the most common.Plan benefits include:

• A lump-sum benefit payable upon initial cancer diagnosis, which doubles for dependent children.
• A Wellness Benefit payable for cancer screenings to encourage early detection and prevention.
• Benefits payable for radiation, chemotherapy, experimental treatments, and cancer surgery.
• Daily Hospitalization Benefits payable for hospital stays, with increased benefits for dependent children.

Critical Care  

Critical Care insurance provides cash benefits that can be used to help with the medical expenses related to a serious health event such as heart attack, stroke, sudden cardiac arrest, coronary artery bypass surgery, end-stage renal failure, major human organ transplant, major third-degree burns, coma, paralysis, or persistent vegetative state. Cash benefits are paid directly to policyholders unless they choose otherwise. 

• Policies are individually owned and portable
• Reoccurrence Benefit
• Intensive care benefits
• Daily Confinement Options
• Lump Sum Payment Options
• Surgical Benefit Riders available
• Recovery option
• And much more