Medicare Supplement

Providing Comprehensive Insurance Policies

Medicare Suppliment Plans in Maine

Northeast Benefit Solutions knows that each client has unique and distinctive needs. Because no two clients are the same, we have developed and earned a reputation of serving each client with individually tailored, innovative and thorough insurance, risk-management, and employee benefit programs. From the beginning, we have recognized that our client’s insurance and risk-management needs always come first. This principle governs the way we manage our business.When you turn 65 years of age, Medicare will provide access to reduced insurance costs. In addition, there are add-ons you can purchase to fill any gaps in coverage. The problem for many people is navigating through all the plans and coverage options. Northeast Benefit Solutions will assist you through the process from start to finish. We can talk to you about: 

  • Medicare Advantage
  • Medicare Supplements
  • Medicare Coverage
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What is Medicare Supplement Insurance?

Medicare Supplement Insurance is a form of private health insurance that helps cover certain Medicare out-of-pocket costs such as deductibles, copayments, and coinsurance.There are four parts of Medicare: Part A, Part B, Part C, and Part D.

  • Part A provides inpatient/hospital coverage.
  • Part B provides outpatient/medical coverage.
  • Part C offers an alternate way to receive your Medicare benefits (see below for more information).
  • Part D provides prescription drug coverage.

Medicare Advantage Why You Should Consider It

Many Medicare Advantage Plans include benefits not included in Original Medicare Parts A & B like:

  • Vision
  • Dental
  • Hearing aids
  • Prescription drug coverage
  • Fitness center memberships
Original Medicare doesn’t limit your maximum out-of-pocket expenses, but Medicare Advantage Plans continue to provide coverage for covered medical services after you have spent your maximum out of pocket for medical services for the year. Copayment/coinsurance may be less with a Medicare Advantage plan.